Asset-Based Lending

Asset-Based Lending

Utilize receivables, inventory, purchase orders, and other collateral secure the capital you need to grow.


What Do You Need to Quality?

$500,000 in Current Receivables

Assets or Collateral


Asset-based lending is a type of business financing in which the lender secures the agreement with an asset or collateral. Asset-based lending can give the bonower either a loan or line of credit. Collateral for asset-based lending doesn't need to be real estate. Other more liquid assets, like receivables, inventory purcfiase orders, and potentially equipment, can also act as collateral. You can leverage one or more of these assets to secure a loan or an ongoing credit facility/line of credit for your business. Unlike other financing options, your business can qualify for asset-based financing with a Iow credit score or no history. Rather than meeting traditional requirements, you can qualify based on your receivables, inventory, or other assels. Asset-based lines of credit and loans help you capitalize on the value of your liquid assets intmediately. lnstead of waiting for payments, you can get working capital to cover expenses like growth, expansion, additional inventory purchases, and more

Let's Chat

Have questions or want to learn more about our loans? We're here to help! Contact us today to discuss your business financing needs and discover how Small Biz Loans can support your growth. We look forward to hearing from you!